Mortgage Loan Originator

Description

Are you a driven professional looking to maximize your earning potential while helping individuals achieve their dream of homeownership? Do you thrive in a high-energy environment where closing deals and financial success are within your reach? If so, we invite you to take your career to the next level as a Mortgage Loan Originator!

What We Offer You:

• Boost Your Earnings: Build a successful career with a compensation structure designed to reward your hard work. Enjoy competitive commissions with no clawbacks on early payoffs or first payment defaults.
• Exclusive Access to Clients: Work with a steady stream of clients ready to purchase homes, and collaborate with real estate agents who are actively closing deals.
• AI-Driven CRM: Leverage our cutting-edge AI-CRM system, which schedules appointments for you, allowing you to focus on closing deals and maximizing your income.
• Expert Business Development Team: Within your first week, benefit from 25 pre-set appointments with high-performing real estate agents closing at least 8 buy sides annually.
• Ongoing Training and Coaching: Enhance your skills and accelerate your financial growth with optional weekly coaching sessions and guidance on refining your professional brand.
• Tech-Forward Resources: Utilize advanced technological tools and marketing resources to work smarter, not harder, and stay ahead of the competition.

If you're ready to take control of your career and achieve greater financial success, this opportunity is for you!

Join us and unlock the path to higher earnings as a Mortgage Loan Originator.

Responsibilities

• Originate and process mortgage loans from application to closing
• Work closely with underwriting teams to ensure loan applications meet bank's credit standards
• Conduct pre-approval and pre-qualification interviews with potential borrowers
• Gather and analyze financial data to determine the feasibility of mortgage loans
• Review loan applications and ensure compliance with TILA and other regulatory requirements
• Negotiate loan terms and conditions with borrowers
• Manage loan files and maintain accurate records
• Collaborate with internal stakeholders, such as loan officers and underwriters, to ensure seamless communication and loan processing
• Provide exceptional customer service to clients throughout the mortgage process

Qualifications

• Must have an active State NMLS in Florida since at least 2021 to comply with state regulations for Mortgage Loan Originator position
• Demonstrates exceptional decision-making skills, providing guidance to clients throughout the loan process with confidence and expertise
• Possesses superior written and verbal communication skills to effectively relay information to clients, realtors, and team members
• Exhibits superb interpersonal and customer service skills, ensuring a top-tier experience for all clients in Fort Lauderdale, FL
• Familiarity with a variety of loan types, including Conventional, FHA, VA, USDA, and Non-QM, to offer clients the best advice and options
• Ability to collaborate effectively with realtors, processors, and underwriters to ensure seamless transactions and oversee all customer interactions from application to closing
• Preferably holds a Bachelor's degree from a 4-year college or university, showcasing a strong educational foundation for the Mortgage Loan Originator role
• Must provide three (3) professional references to demonstrate reliability and strong professional relationships
• Should have a funding experience of at least 4 million in the last 10 months, showcasing a proven ability to close deals and drive business success