Mortgage Broker

Description

We are seeking a highly motivated and detail-oriented Mortgage Loan Officer to join our well-established remote lending team. The successful candidate will have a minimum of 3 years of experience in mortgage lending or origination and a proven track record of successfully matching borrowers with the right lenders.

• Remote Position: Work from the comfort of your home while being part of our dynamic team.
• Inbound Leads: We provide live inbound leads to ensure you have a steady stream of potential clients to work with.
• Leadership Support: Benefit from comprehensive leadership support to help you achieve your professional goals and deliver exceptional service to clients.
• Growth Potential: Enjoy excellent growth opportunities within our organization as we continue to expand and lead in the mortgage industry.

Responsibilities

• Manage Inbound Leads: Efficiently handle and convert live inbound leads to grow your client base.
• Rate Shopping and Negotiation: Shop for competitive mortgage rates and negotiate terms with various lenders to find the ideal mortgage lender for each applicant.
• Relationship Building: Build and maintain referral relationships with real estate professionals and strong connections with mortgage lenders and mortgage bankers.
• Stay Informed: Keep current lending rate sheets updated and stay informed about the latest mortgage industry trends.
• Application Submission: Submit application files to lenders on behalf of homeowners, ensuring all necessary documentation is accurate and complete.
• Process Coordination: Interface with mortgage professionals such as processors, AE's, and realtors.
• Client Education: Educate clients on various loan products, funding sources, the buying or refinancing process, and lending guidelines to empower them to make informed decisions.
• Collaborate with the real estate agent, lender's underwriting department, other mortgage professionals, and closing agent to ensure a smooth transaction
• Research competitive mortgage rates and interest rates, and negotiate terms to find ideal mortgage product and lender for potential borrowers

Qualifications

• Bachelor's degree preferred in real estate law, banking, finance, business administration, or economics
• Up to date NMLS licensure or National Association of Mortgage Broker license or certification is required
• Knowledge of loan process from origination to close and various loan products is needed
• Comfortable with loan origination software and MS office
• Superior time management, communication and analysis skills and independently resourceful