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OneMain Financial • Wilmington, DE 19895 • Posted 1 day ago
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OneMain Financial is seeking an Associate Director, Credit Policy & Analytics in Wilmington, DE. This role involves optimizing credit risk underwriting and pricing strategies to drive revenue growth, loss mitigation, and profitability. The successful candidate will design, recommend, and execute consumer credit underwriting and pricing strategies, leveraging data query tools and analytical software to develop, test, and execute analyses and reporting. This position offers the opportunity to work on complex projects across the end-to-end project cycle, gaining knowledge and suggesting new answers to old questions in the lending industry.
About OneMain Financial
OneMain Financial is a prominent personal loan company in the United States, offering tailored loan solutions for various needs like debt consolidation and home improvement. With a history dating back over 100 years, the company has a strong presence with 1,500 branches across 44 states, focusing on accessible and responsible lending solutions. Headquartered in Evansville, Indiana, OneMain Financial is dedicated to providing excellent customer service and is recognized for its commitment to diversity and inclusion.
Associate Director, Credit Policy & Analytics
We are looking for an Associate Director, Credit Policy for our Credit Pricing & Analytics team in Wilmington, DE. This is an exciting opportunity to learn and drive significant business results through optimizing our credit risk underwriting and pricing strategies. These strategies include, but not limited to, approval/decline, loan amount assignment, term, pricing, and risk appetite framework optimization to drive healthy revenue growth, loss mitigation, and streamlining of processes in support of better profitability and healthy lending portfolio.
We are looking for new team members who are excited about creating, designing and implementing new and better solutions to our business challenges with limited supervision. This role will have chance to pull the data, conduct deep analysis and investigation, apply critical thinking skills, draw insights from their work and leverage general business acumen to understand the customer behavior and develop profitable business strategies in a timely and accurate manner. The successful candidate will be able to summarizes their work and communicates effectively to management.
Working with various partners, the role will also have responsibilities of reporting, strategy implementation, strategy validation and ad-hoc analyses including customer segmentation, competitive analysis, sensitivity analysis and modeling, and performance read.
A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.
In the Role
Requirements
Location: Wilmington, DE | Hybrid
Who we Are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
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